Every individual who has an active bank account must check their account balance on a regular basis in order to effectively manage their income and spending. This is crucial since it facilitates the analysis of one’s financial position and detection of transactional mistakes. To that end, leading financial institutions such as Indian Overseas Bank provide their clients with a variety of features and tools that allow them to view account balances in an extremely convenient manner. Customers of the Indian Overseas Bank, for instance, may easily access data via IOB balance check numbers as well as other online and in-person ways.
On that topic, let’s look at the important IOB balance check numbers.
Indian Overseas Bank Balance Enquiry Number
As a bank customer, you may instantly access information about your bank through the IOB free missed call service. The mentioned service, however, will only be accessible to consumers who have registered their mobile numbers with the bank.
Here’s how to use the service:
Step 1: Call the IOB balance check number 9210622122 from your registered cellphone.
Step 2: Wait for the line to connect and ring.
Step 3: Wait for the call to complete.
After the procedure is complete, you will get a text message with your account balance data on your registered mobile number. This service does not need the internet or a smartphone and is suitable for consumers who are not tech-savvy.
Sending a text message from your registered number to a toll-free hotline number can allow you to view the balance of your IOB account.
To do so, conform to the format prescribed below:
Step 1: Type BAL followed by your IOB account’s last 4 digits
Step 2: Send it to the toll-free number 8424022122
Subsequently, you will receive an SMS from the bank featuring your account information.
Mobile Banking IOB Balance Inquiry
Indian Overseas Bank extends several mobile apps to its customers to offer them banking assistance and ensure smooth transactions. However, to avail of such banking apps, customers first need to sign up for the IOB mobile banking service and then install the banking app on their smartphone.
Such an app allows IOB customers to access a host of services such as –
- View account balance
- Check transaction history
- Pay bills
- Transfer funds
- Stop or check cheque payment
- NEFT, RTGS, and IMPS
- Check cheque status
- Check loan status
- Download mini statement
The IOB banking apps are available on iOS and Android and can be downloaded from designated app stores.
IOB Internet Banking Balance Check
Customers who have registered with IOB internet service can access internet banking services to make transactions, check account balance, and more.
IOB allows customers to carry out these following through net banking service
- Fund transfers
- Balance enquiries
- Bill payment
- Mobile Recharge
- Loan detail
- IOB Mini statement
- Cheque status
- View card detail
To enroll for the net banking service, IOB customers must visit an IOB branch and fill out a net banking registration form. Once the same is submitted and verified, they will get their user ID and password, which they can use to log in to their net banking account.
IOB customers can access the net banking service through their savings, loan, current, and deposit accounts. Any of the following entities can access IOB net banking services to streamline their banking experience –
- IndividualsHUFs
- Trusts
- LLPs
- HUFs
- Societies
- Proprietorship firms
- Partnership firms
Here are the Steps to use IOB Net Banking
Users registered with net banking services can access IOB banking services with their user ID and password in just a few easy steps. The same are discussed below –
Step 1: Log in to IOB net banking portal with the help of the user ID and password
Step 2: Navigate to the home page dashboard and then select the service you want to avail of
Step 3: Select the ‘Balance Enquiry’ option to check your IOB account balance
Step 4: Current balance will come up on the screen
You may also choose to view mini-statements and historical transactions from the list.
USSD Code for IOB balance check
This method is commonly preferred by those who aren’t very tech-savvy or use the internet as much to check their IOB balance. Even individuals without a smartphone can access this facility to view their IOB account balance. However, they must first register their number with the bank to access the detail and more features.
Here’s how to use the USSD code to view the account balance –
Step 1: Dial *99*52# from your phone
Step 2: Choose your preferred language from the instruction set
Step 3: Enter your 2-digit bank code or IOB branch’s IFSC code
Step 4: Select the ‘Send’ option from the available drop-down menu
IOB balance check from any ATM
IOB account holders can check their account balance at any of the Indian Overseas Bank branches or visit a third-party bank ATM to check their IOB balance.
They can also access account details such as current balance and mini statement through an ATM in these following steps:
Step 1: Swipe your ATM card at the device slot
Step 2: Log in using your ATM PIN credential
Step 3: Select the available ‘Balance Enquiry’ option
If account holders select the mini-statement option, they can check the last few transactions made through their accounts. Typically, a bank mini statement contains the detail of at least 10 transactions and analyze the d=same for future reference by taking out a print of it.
IOB Passbook Balance Check
This particular method is most favored by those IOB customers who have not registered for the net banking services and like to get their banking requirements met in person. To check their bank account balance, IOB bank customers must take their passbook to the IOB bank branch and update it to view the latest transaction details.
These are some ways to check the IOB balance and stay alert about their IOB bank balance and more.
